How to Remove Collections from Your Credit Report — The Legal Way
Published by Anthony & Beth’s Credit Services
Have you recently checked your credit report and found a collection account? You're not alone. Millions of Americans face this issue, but the good news is — you have the power to fix it.
What Is a Collection Account?
A collection account appears when a creditor sells your unpaid debt to a debt collector. These can stay on your report for up to 7 years and lower your score significantly.
Common Errors on Collections
- Wrong balance
- Incorrect dates
- Duplicate listings
- Already paid or settled debts
How to Dispute a Collection
- Get Your Reports: Visit annualcreditreport.com
- Look for Errors: Note any inaccuracies
- Send a Dispute: We recommend using certified mail
- Wait: Credit bureaus have 30 days to respond
Can You Request a Pay-for-Delete?
Some collectors may agree to remove the account in exchange for payment. This isn’t guaranteed, but we can help negotiate.
What We Do for You
We remove collections the right way — legally, ethically, and affordably. Just $10 per item per week. We are FCRA-compliant, FDIC-compliant, and protect your info with encrypted submissions.
Let’s Fix Your Credit
📞 Call: 347-850-3401
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